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CareerByteCode Tools

Salary & money calculators for working people

A free kit of 15 calculators for salary, tax, EPF, loans and freelancing, built for professionals, job switchers and freelancers in India. Everything runs in your browser and nothing is uploaded.

15 calculators FY 2025-26 ready 100 percent free Private, nothing uploaded
Estimates only, not financial or tax advice. These calculators are for planning. Tax slabs and statutory rates change, so confirm exact figures against the official income tax portal or a qualified professional before you act. Everything runs on your device; nothing you type is sent to a server.
Salary

In-hand salary (new regime)

Monthly take-home from your annual gross under the FY 2025-26 new regime.

Monthly in-hand
Rs 0
Salary

In-hand salary (old regime)

Monthly take-home under the old regime, after your 80C and other deductions.

Monthly in-hand
Rs 0

Include your PF in both the PF field (reduces cash) and the deductions field (80C) for an accurate old-regime estimate.

Salary

Old vs new regime comparator

Compare annual tax under both regimes and see which saves you more.

Lower tax under
-
Salary

CTC to take-home breakdown

Split a CTC into gross, PF, tax and monthly take-home.

Monthly take-home
Rs 0
Salary

Salary after a hike

See your new CTC and the increase from an appraisal percentage.

New CTC
Rs 0
Tax

Income tax estimator

Annual income tax under both regimes for FY 2025-26, with cess and rebate.

Tax, new regime
Rs 0
Tax

HRA exemption

Exempt portion of your house rent allowance (old regime).

HRA exempt
Rs 0
Retirement

Gratuity

Gratuity payable using the 15 / 26 formula for covered employees.

Gratuity
Rs 0
Retirement

EPF maturity

Projected provident fund corpus at retirement.

Estimated corpus
Rs 0
Loans

Loan EMI

Monthly EMI, total interest and total payable for any loan.

Monthly EMI
Rs 0
Savings

SIP vs lumpsum

Future value of a monthly SIP against a one-time lumpsum.

SIP future value
Rs 0
Savings

FD maturity

Maturity value of a fixed deposit with quarterly compounding.

Maturity value
Rs 0
Savings

RD maturity

Maturity value of a monthly recurring deposit.

Maturity value
Rs 0
Savings

Simple vs compound interest

Compare simple and compound interest on the same deposit.

Compound maturity
Rs 0
Freelance

Freelancer take-home + GST

Estimated tax and take-home for freelance receipts, with a GST flag.

Estimated annual take-home
Rs 0
FAQ

Questions, answered

Are these calculators free and private?
Yes. Every calculator is free and runs entirely in your browser. Nothing you type is uploaded to a server or stored anywhere.
Which tax year do they use?
The tax and in-hand tools use FY 2025-26 (AY 2026-27) slabs for both regimes. The slab values sit in one clearly labeled config block in the page so they are easy to verify against the latest CBDT notification.
Is this financial or tax advice?
No. These are estimators for planning only. Confirm exact figures with a qualified professional or the official income tax portal before you act.
How does CareerByteCode help beyond these tools?
Join the community for mentorship, grow your personal brand, and freelance under the CareerByteCode brand with a 55 percent to 80 percent revenue share. Join the community.

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