For anyone choosing between offers or between staying and moving. The highest CTC is not always the highest in-hand, so compare what reaches your bank.
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Current Rs 14,00,000 fixed + Rs 1,00,000 variable vs a new offer of Rs 16,50,000 fixed + Rs 1,50,000 variable + Rs 1,00,000 joining bonus and Rs 3,000 a month more travel, new regime
The tool shows
Monthly in-hand Rs 96,734 vs Rs 1,12,012; first-year take-home Rs 12,45,204 vs Rs 15,12,592, so the new offer is Rs 2,67,388 better in year one
Compare in-hand pay, not CTC: PF, variable pay and tax change what you take home. Then add joining bonus and costs like travel or rent.
The yearly take-home counts it as fully paid. Ask what share was really paid last year, and compare the fixed monthly in-hand too.
The same rules as the CTC to in-hand salary calculator: PF on basic, professional tax, standard deduction, rebate and cess, with Budget 2025 slabs assumed for FY 2026-27.
Yes. It is free, needs no sign-up and runs entirely in your browser, so what you type is not uploaded. You only sign in if you want to email a result to yourself or save it to your CareerByteCode profile.
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