FD Calculator: Fixed Deposit Maturity Value

For savers comparing fixed deposit rates across banks. Enter the deposit, rate and tenure to get the maturity value and interest earned.

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Estimates only, not financial or tax advice. These calculators are for planning. Tax slabs and statutory rates change, so confirm exact figures against the official income tax portal or a qualified professional before you act. Everything runs on your device; nothing you type is sent to a server.

Savings

FD maturity

Maturity value of a fixed deposit with quarterly compounding.

Principal (Rs)

Annual interest percent

Years

Maturity value

Rs 0

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How to use

How to use the FD Calculator

Enter the Principal (Rs) you plan to deposit.
Type the Annual interest percent offered by the bank.
Set the number of Years.
Read the Maturity value and Interest earned.

Worked example

An example, step by step

You enter

Principal Rs 5,00,000, Annual interest 7 percent, Years 5

The tool shows

Maturity value Rs 7,07,389; Interest earned Rs 2,07,389; Compounding Quarterly

FAQ

Questions about the FD Calculator

How is FD maturity calculated with quarterly compounding?

Maturity = P x (1 + r / 4)^(4 x years), where r is the annual rate as a decimal. Most Indian banks compound FDs quarterly.

Is FD interest taxable?

Yes. FD interest is added to your income and taxed at your slab rate, and banks may deduct TDS. This calculator shows pre-tax figures.

How much will 5 lakh earn in an FD for 5 years at 7 percent?

About Rs 2,07,389 in interest, for a maturity value of Rs 7,07,389 with quarterly compounding.

Is the FD Calculator free and private?

Yes. It is free, needs no sign-up and runs entirely in your browser, so what you type is not uploaded. You only sign in if you want to email a result to yourself or save it to your CareerByteCode profile.

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