RD Calculator: Recurring Deposit Maturity

For salaried savers who put a fixed amount aside each month in a recurring deposit. You get the maturity value, total deposited and interest earned.

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Estimates only, not financial or tax advice. These calculators are for planning. Tax slabs and statutory rates change, so confirm exact figures against the official income tax portal or a qualified professional before you act. Everything runs on your device; nothing you type is sent to a server.

Savings

RD maturity

Maturity value of a monthly recurring deposit.

Monthly deposit (Rs)

Annual interest percent

Years

Maturity value

Rs 0

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How to use

How to use the RD Calculator

Enter your Monthly deposit (Rs).
Type the Annual interest percent.
Set the number of Years.
Read the Maturity value, total deposited and interest earned.

Worked example

An example, step by step

You enter

Monthly deposit Rs 10,000, Annual interest 7 percent, Years 5

The tool shows

Maturity value Rs 7,20,105; Total deposited Rs 6,00,000; Interest earned Rs 1,20,105

FAQ

Questions about the RD Calculator

Why does my bank RD maturity differ slightly from this result?

This tool compounds monthly on each deposit, while many banks compound RDs quarterly. The gap is usually small, but use your bank's figure as final.

Is RD better than SIP for monthly savings?

An RD gives a fixed, known return, while a SIP can earn more or less depending on markets. Many people use RDs for short goals and SIPs for long ones.

What is the maturity of a 10,000 monthly RD for 5 years?

At 7 percent, about Rs 7,20,105 on Rs 6 lakh deposited, which is roughly Rs 1.2 lakh of interest before tax.

Is the RD Calculator free and private?

Yes. It is free, needs no sign-up and runs entirely in your browser, so what you type is not uploaded. You only sign in if you want to email a result to yourself or save it to your CareerByteCode profile.

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